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The benefits of investing in commercial property abroad: new horizons

Home » blog » The benefits of investing in commercial property abroad: new horizons

Investing abroad offers a wide range of opportunities to strengthen the financial base and diversify assets. Investments in commercial property are of particular interest in this strategy. By acquiring such properties in Poland or other countries, investors benefit from the stability of the local economy, tax and legislative incentives. These factors are obvious advantages of investing in foreign commercial property. Let’s talk about them in more detail.

Why invest in commercial property abroad

Investing in overseas commercial property is an opportunity not only to generate income, but also to strengthen financial independence. The world’s leading markets offer a number of significant advantages for investors.

Long-term stability and favourable rates of return

The advantages of investing in commercial property abroad lie in stable and high rates of return. In developed markets, rental yields can range from 6% to 9% per annum depending on location and type of space. This is significantly higher than in most jurisdictions, where rental yields often fluctuate between 3-5%.

Poland offers attractive conditions for tenants and property owners due to the high demand for office, retail and logistics space. Due to a stable economy and high levels of foreign investment, the country’s property market continues to show strong growth, providing investors with long-term stability.

Opportunities for asset diversification

Foreign commercial property is an important tool for diversifying an investment portfolio. Such investments make it possible to minimise risks associated with economic instability, political crises and currency fluctuations in the home market. By investing in property in developed countries, an investor can strengthen assets and reduce dependence on the situation in his country.

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Capital protection and high levels of liquidity

Unlike other types of assets, such as stocks or bonds, real estate has a high degree of stability. Even in times of economic turmoil or crisis, the value of commercial properties in international markets remains static or increases, providing protection for funds.

Importantly, investing in overseas commercial property markets is highly liquid. Properties can be sold or leased quickly and without significant loss of value. Poland, in particular, is actively developing its infrastructure, which in turn is fuelling demand for property, especially in major cities and business districts.

Advantages of investing in commercial property in Poland

Poland offers numerous advantages for investors. It is a strategically located country with an emerging economy, progressive politics and an active market.

Stable economy and sustainable GDP growth

Poland has shown stable economic growth in recent years. In 2021, the country’s GDP grew by 5.7% and the trend continues. A steady increase in national income and rising consumer demand are contributing to rising rental rates and commercial property prices. The high level of economic security makes the country an excellent choice for property investment. Investments in cities such as Warsaw, Krakow and Gdansk will provide stable income in the long term.

Infrastructure projects and active demand for property

Poland is actively modernising its infrastructure, which creates additional opportunities for investors. In recent years, the country has invested in building new airports, modernising railway networks and improving transport hubs. These changes lead to an increase in property values in promising areas. It is also worth noting the high demand for commercial properties, especially in major cities. Warsaw, Krakow and other economically active metropolises in Poland offer excellent opportunities for tenants.

Tax advantages and programmes for foreign investors

Poland provides tax incentives for foreign investors when investing in commercial property, which significantly increases the profitability of investments. In particular, the country’s tax system actively incentivises investments in construction and rental properties. The Investor Benefit Programme creates additional incentives for investment in real estate.

How to choose the right property for investing in overseas commercial property

Choosing the right property to invest in commercial property in Poland is the key to successful profits. A few factors to consider when making a decision:

  1. Location. In large cities such as Warsaw, Krakow, Lodz, it is worth targeting business districts and areas where there is active development and modernisation of infrastructure.

  2. Type of facility. Offices, hotel complexes, retail space or warehouses. For long-term stability and high income, it is worth considering office buildings in major cities

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  3. Condition of the property. Areas that require minimal investment in repairs can be particularly favourable. It is important to consider the condition of the building, the age of the structure and potential repair costs.

  4. Rental rate and lease term. Long-term tenants with a proven track record and stable financial flows – a guarantee of regular income.

Pros of investing in commercial overseas property: the main one

Countries with highly developed markets, such as Poland, offer not only stable rental income, but also significant potential for growth in the value of properties in the long term. Investing in commercial property abroad opens new horizons for portfolio diversification and capital protection. With a stable economy, active infrastructure development and tax advantages, Poland becomes an ideal choice for those seeking certainty in their investments.

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Life in Poland: whether Russians should move here

Poland has become one of the most popular destinations for Russians looking for stability and opportunities in Europe. The proximity of cultures, an understandable language and economic attractiveness make this country convenient for life. However, not everything is so simple: the pluses are combined with objective minuses. Let’s look at life in Poland for Russians in detail in order to understand whether it is worth moving to this country.

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Moving to Poland for Russians: where to start a new stage of life?

Moving abroad requires careful preparation and knowledge of all legal intricacies. Poland offers several options for emigration and understanding these paths simplifies the process. Visa, documents, housing and finances – each of these steps requires attention.

Documents and visas for relocation

The most popular option for Russians is the D-type work visa, which allows you to work and stay in the country for up to 180 days a year. For longer stays, a residence permit is required.

List of required documents for a visa:

  1. A passport with a validity of at least six months.
  2. A work contract or an official invitation from a Polish employer.
  3. Health insurance of at least 30,000 €.
  4. Completed visa application form with up-to-date details.
  5. A receipt for the consular fee – about 60 €.
  6. Photographs of the prescribed format (3.5 × 4.5 cm).

Filing of documents takes place at consulates or visa centres. It takes up to 15 working days to process an application, but during the season it can take up to a month.

Alternative options for moving to Poland:

  1. Study visa for admission to Polish universities.
  2. Business visa for entrepreneurs planning to open or develop a business in Poland.
  3. Family reunification visa if relatives already reside in the country.

The country also attracts highly skilled professionals through the EU Blue Card, which provides residence permits for professionals.

Timing and nuances of obtaining a residence permit

Obtaining a residence permit takes from 3 to 6 months. The process requires the preparation of additional documents such as proof of financial solvency and residence. The application is submitted at the Office for Foreigners. Successfully obtaining a residence permit allows you to legally work and live in the country, and gives you the right to move freely within the Schengen area.

The benefits of living in Poland for Russians start already at this stage due to transparent rules and relatively simple emigration procedure.

Pros and cons of living in Poland for Russians

Emigrating to another country always comes with expectations and realities. The advantages and disadvantages of living in Poland will help to form an objective view of the new reality for Russians.

Benefits:

  1. Economic stability: the average salary in the country is around 1200-1500 € per month. For specialists in IT or medicine, incomes can reach 2500-3000 €. Poland is actively developing and the labour market offers many opportunities for career growth.
  2. Low cost of living: Compared to other EU countries, Poland enjoys affordable prices for food, housing and transport. Living in major cities requires less financial outlay than in Germany or France. For example, a basic food basket costs about 200 € per month.
  3. Cultural proximity: the Polish language is quite similar to Russian, which makes adaptation easier. The mentality of Poles is also close to Russians, which helps to find a common language faster.
  4. Convenient geographical location: Poland borders Germany, the Czech Republic, Slovakia and the Baltic States. Convenient location allows you to travel all over Europe without spending a lot of time and money.
  5. Quality medicine and education: Polish universities offer a high level of education and medical centres are equipped with modern equipment.

Disadvantages:

  1. Bureaucracy: the paperwork process can be time-consuming and require extra effort. The staff of state agencies strictly observe formalities.
  2. Language barrier: despite the similarity of languages, professional and legal vocabulary requires additional learning. To get a prestigious job, it is necessary to be fluent in Polish.
  3. Climatic conditions: Polish winters are cold and windy. Temperatures often drop to -10 °C, and spring and autumn can be rainy and grey.
  4. Sceptical attitudes towards migrants: although attitudes are more loyal in large cities, in smaller communities there is distrust of foreigners.

Жизнь в Польше для русских сочетает экономические преимущества и бытовые вызовы. Тщательная подготовка помогает минимизировать негативные аспекты.

Cost of living in Poland: monthly budget

The cost remains one of the most affordable among EU countries. Spending depends on the city, lifestyle and needs. On average, a family of four spends about 2000-2200 € per month, while one person only needs 800-1000 € for a comfortable stay.

Housing and utilities:

  1. Rent a flat in Warsaw: 800-1000 € per month.
  2. Renting a flat in Krakow or Gdansk: 600-700 €.
  3. Rent in small towns: 400-500 €.
  4. Utility bills: 150-200 € per month.

Groceries and transport:

  1. Food basket: 200-300 € per month per person.
  2. Bread: 1 €.
  3. Milk: 0.90 €.
  4. Meat: 7-10 € per kilo.
  5. Monthly pass: 40 €.

Work in Poland for Russians: opportunities and prospects for a better life

Working in the country offers many prospects for those who are ready to adapt and develop. Poland actively attracts foreign specialists, especially in such fields as IT, construction, medicine, logistics and service. The average salary varies depending on qualifications and city.

Popular occupations and salaries:

  1. IT specialists: developers, testers and analysts receive between 2000 and 4000 € per month. Polish companies are actively developing in the technological sphere and offer both office and remote work.
  2. Builders and working professions: the salary of bricklayers, welders and electricians is 1200-1800 €. The construction industry in Poland is experiencing a constant shortage of skilled labour.
  3. Health workers: doctors and nurses receive between 1500 and 3000 € depending on experience and specialisation. In order to work in the medical field, you need to prove your diploma and pass a Polish language test.
  4. Logistics and transport: truck drivers earn about 1800-2200 €, which makes this profession one of the most demanded among Russian migrants.

How to find a job in Poland?

  1. Labour exchanges: public and private labour exchanges offer vacancies for foreigners.
  2. Job search sites: popularne resources – Pracuj.pl, OLX.pl, LinkedIn.
  3. Employment agencies: companies help with job search, paperwork and adaptation.

Poland actively supports labour migration, and life for Russians in Poland is becoming easier due to the demand for workers.

Property in Poland: renting and buying a home

Property in the country attracts with affordable prices and transparent rules of registration. For Russian emigrants, buying a home becomes a good investment and a way to ensure stability:

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  1. Flats in Warsaw: 3000-4000 € per square metre.
  2. Krakow and Wroclaw: 2500-3500 € per square metre.
  3. Small towns: 1500-2000 € per square metre.

Conclusion

Life in Poland for Russians offers many advantages – from economic stability to cultural proximity. However, adaptation requires effort and readiness for new challenges. With the right preparation, moving to this country will be a successful and comfortable step towards a new life.

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How to get a Polish passport in 2025: detailed instructions

Obtaining a Polish passport is not just a formality. The document opens access to full freedom of movement within the EU, gives the right to employment without authorisation, and guarantees protection from deportation and permanence of status. How to obtain a Polish passport in order to turn a temporary stay into a stable legal position: this is especially important for those who run a business, work under a contract or plan studies for themselves or their children.

Grounds and routes: how to obtain a Polish passport legally

It is important to determine the pathway before starting the formalisation process. Polish law provides for several legal grounds. Each scenario requires a different approach.

Naturalisation: a journey through the years

The standard option is permanent residence followed by naturalisation. How to obtain a Polish passport in this case: it can be done after 3-10 years, depending on the circumstances. The starting point is a residence permit. The next stage is the status of permanent resident. After obtaining it, you can apply for citizenship. In practice, the procedure is completed in 6-9 months.

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Pole card: basis of origin

Persons with Polish roots apply for a Pole Card. This document confirms nationality. After one year of living in Poland with a Pole Card, you can apply directly for citizenship. This is one of the fastest routes for those who have direct relatives – grandparents, parents – of Polish origin.

Marriage to a Polish citizen

If you are officially married to a Polish citizen, the path to a passport is simplified. After two years of living together and permanent residence in the country, the foreign spouse becomes eligible to apply. The key requirement is a valid residence permit, proof of marriage and common residence at the same address.

Investments and real estate

Buying a home in Poland does not automatically entitle you to citizenship, but it is an indirect advantage. Owning a property strengthens the arguments at the application stage. This is especially true if the owner has already obtained a residence permit on economic grounds.

Step-by-step algorithm: how to obtain a Polish passport in practice

Each ground involves a different sequence, but the general logic remains stable. Formalisation involves preparation, collection of documents, submission and waiting for a decision.

Algorithm of Polish citizenship:

  1. Choose a base. Define: naturalisation, descent, marriage, investment or other.

  2. Obtain legal status. Obtain a temporary or permanent residence permit.

  3. Проверить сроки. Для подачи заявления должен пройти нужный период пребывания.

  4. Gather documents. Passport, proof of residence, income, insurance, certificates, references.

  5. Apply. Send the dossier to the voivodeship office.

  6. Pass the language exam. Most bases require a minimum level of B1.

  7. Waiting for a decision. The period of consideration is from 6 to 12 months.

  8. Getting Approved. If the decision is favourable, the applicant is sworn in.

  9. Issue a passport. Apply for the issuance of a citizen’s document.

Documents: basis for confirmation of entitlement

The package of documents depends on the basis. But the basic positions remain the same:

  • passport;

  • birth certificate;

  • proof of income or employment;

  • proof of residence in Poland;

  • certificate of no criminal record;

  • a photo of the prescribed format;

  • proof of Polish language skills.

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When applying for a Pole Card, the original document itself is added. In case of marriage – a copy of the certificate and proof of cohabitation.

Timing and cost: What to expect in advance

The process of obtaining a Polish passport requires time and financial discipline. Although the state does not charge a fee for the very act of granting citizenship, the procedure involves many steps, each of which requires an investment of both time and money.

The full path includes several phases: obtaining the basis for application (e.g. residence permit or Polish Card), accumulating the necessary years of residence, collecting and submitting documents, taking a language test, waiting for a decision, taking the oath, drawing up an identity card, and finally obtaining a passport. In the best case, with a Pole Card or marriage, the process takes about 12 months. With naturalisation without accelerating factors – 2 to 3 years. In special cases involving the President, the process can be completed in a few months, but only if there are truly exceptional circumstances.

Financially, the applicant spends on each element. For example, notarisation of copies will cost 30-80 PLN per document, translation – from 40 to 100 PLN per page. Language exam – from 250 to 500 PLN depending on the centre. Passport photos – about 30 PLN. Residence registration – from 17 PLN per address. Health insurance (if required) – from 600 PLN per year. On average, the whole procedure to obtain a Polish passport costs 800-1500 PLN, but the amount may increase if additional requests arise or if you need legal advice, translators or the help of intermediaries.

Special cases: how to obtain a Polish passport in unusual circumstances

In addition to the standard scenarios – naturalisation, descent, marriage – Polish law allows for exceptional cases where an applicant can obtain a passport outside the formal procedure. These mechanisms work through a presidential decision or humanitarian grounds, and are used less frequently, but allow bypassing the general requirements if there are strong arguments.

One such case is recognition of meritorious service to Poland. This category includes scientists, sportsmen, investors, diplomats, patrons of the arts, as well as persons who have contributed to the development of Polish culture, science, economy or the international prestige of the country. How to obtain a Polish passport for this reason: you need to submit a detailed package of documents: letters of support from state organisations, publications, diplomas, research results, awards. The application is sent directly to the Office of the President, where it undergoes a separate review procedure.

The second group is humanitarian and refugee programmes. Foreigners who are unable to return to their home country because of a threat to life or political persecution are entitled to temporary protection. This can later develop into permanent residence and then into citizenship. The procedure is strict, involving interrogations, analyses of evidence, and a period of observation. However, if the status is recognised, the processing is expedited, with simplified conditions for submission.

The third way is administrative adoption of minors of citizens of other countries by Polish citizens. In such cases, the child receives a passport automatically after the adoption procedure is finalised and the child is registered at the place of residence.

Conclusion

Acquiring citizenship requires a systematic approach. There is no one-size-fits-all way to obtain a Polish passport – each path requires preparation, patience and precise compliance. The law works predictably, and with the right sequence, the probability of rejection is minimal. A Polish passport gives you not only documents, but also freedom of movement, protection and full participation in the life of the European Union.

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