Real estate in Poland

Cost of living in Poland in 2025: whether it is worth moving from Russia

Home » blog » Cost of living in Poland in 2025: whether it is worth moving from Russia

Poland has attracted the attention of emigrants in recent years due to its favourable geographical location, stable economy and affordable living conditions. This country offers not only comfortable accommodation and quality infrastructure, but also a high level of security. In this article we will tell you how much it really costs to live in Poland, and whether moving there is justified.

monro_1140_362_en-4.webp

Why is Poland attracting new residents?

Economic stability, growing employment opportunities and proximity to other European countries make the Republic attractive for emigration. Poland combines a moderate cost of living, tradition and modernity, providing access to all the benefits of civilisation and preserving cultural diversity.

Geographical location and climate

The country occupies a central position in Europe, which makes it convenient for international travellers. Regular flights, well-developed railways and convenient buses make travelling between neighbouring countries quick and inexpensive. The southern regions are known for the Tatra Mountains, ideal for winter sports, while the northern regions, such as Gdansk, offer holidays by the Baltic Sea.

The climate is temperate: summers are warm, with average temperatures around +22°C, and winters are mild, with temperatures around -2°C. These conditions are favourable for a comfortable life both in large cities and in rural areas.

Social policy

The Republic offers access to free education and quality medical care. Public schools and universities provide a high level of education, while medical centres guarantee modern equipment and professional staff.

The transport system includes high-speed trains, buses and subways in major cities. Tickets for public transport cost from PLN 3.5, a monthly season ticket costs about 150. These factors make the cost of living in Poland balanced – residents receive a wide range of services for reasonable money.

How much does it cost to live in Poland?

The total cost of living in Poland includes the cost of rent, food, utilities and transport. The level of costs depends on the region: Warsaw and Krakow are considered the most expensive cities, while provincial regions offer more affordable conditions.

Renting accommodation in Poland

Housing is one of the key cost items. The cost of rent depends on the location, area and condition of the property:

  1. Warsaw: renting a studio in the centre – about 2500 PLN, on the outskirts – 1800 PLN.
  2. Krakow: a one-bedroom flat in the heart of the city costs 2200 PLN, outside – 1600 PLN.
  3. Gdańsk: studio rent starts from PLN 2000 in the centre and PLN 1500 on the outskirts.

To reduce costs, many people choose to live in the provinces, where a one-bedroom flat can be rented for 1200-1500 PLN. Renting together with neighbours is another popular way to save money.

Food prices in Poland

Food remains affordable even for families on a tight budget. Biedronka, Lidl and Carrefour supermarkets regularly offer discounts, while farmers’ markets offer fresh fruit and vegetables at low prices:

  1. A litre of milk is 4 zlotys.
  2. A loaf of bread – 3 zlotys.
  3. A kilo of chicken fillet – 20 zlotys.
  4. A kilo of potatoes – 3 zlotys.
  5. A dozen eggs – 8 zlotys.

Wages and expenses: average cost of living in Poland

The average wage in the country provides a sufficient standard of living to cover basic expenses and even allows to form a financial cushion. The amounts vary depending on the city, region and field of activity:

  1. Warsaw: about 6,000 PLN before taxes. International companies offering competitive salaries are concentrated in the capital, especially in IT, finance and marketing.
  2. Krakow: 5500 zloty. The city is known for its tourist infrastructure, which creates opportunities for work in the hotel and restaurant business.
  3. Wroclaw: 5000 zlotys. The subject is actively developing as a centre for start-ups and innovations.

After taxes, about 70 per cent of this amount remains. This is enough to cover key expenses, including housing, food, transport and utilities. For additional income, many people consider the logistics or service industries.

Average Costs:

  1. Utilities for a one-bedroom flat: 400-600 PLN per month. This includes heating, electricity, water and internet. In winter, heating bills may increase by 20-30%.
  2. Transport: a monthly bus pass costs about 150 PLN.
  3. Other expenses: entertainment, gyms, hobbies and trips to cafes usually cost 200-500 PLN per month.

Cost calculations confirm that life in Poland is balanced, especially for families and young professionals seeking financial stability.

Total costs: is it worth moving to Poland from Russia?

Moving provides a range of opportunities to improve the quality of life. Affordable housing, a stable economy and a European level of infrastructure make the country an optimal choice for emigration.

Benefits:

  1. Affordable cost of living in Poland. Prices for housing, groceries and transport remain significantly lower than in most Western European countries.
  2. High level of security. Poland is among the safest European countries, which is especially important for families with children.
  3. Convenient Location. The state borders with Germany, Czech Republic, Slovakia, Ukraine and Lithuania, which allows travelling around Europe with minimum expenses.
  4. Developed economy. A stable labour market, low unemployment and opportunities for professional growth make the Republic attractive to expats.

Disadvantages of living in Poland for Russians:

lex_1140_362_en-4.webp
  1. The need to learn Polish. Despite the availability of English-speaking vacancies, knowledge of the local language will be required for integration into society.
  2. Higher costs in larger cities. Warsaw and Krakow have noticeably higher prices for rent and services than provincial subjects.

Conclusion

Poland offers an optimal combination of quality and cost of living. Regional differences allow you to choose the right rhythm – from the dynamism of metropolises to the quietness of the provinces. For a successful move, it is important to take into account the costs of housing, food and transport, as well as to adapt to local conditions. The cost of living in Poland justifies the choice for those seeking stability and comfort.

Related posts

Poland remains one of the most attractive countries to move to due to its developed economy, low unemployment rate, affordable housing prices and well-designed infrastructure. The country offers excellent conditions for work, business, education, as well as immigration programmes that make it easier to obtain permanent residence.

Choosing the best city in Poland to live in depends on many factors: salary level, property prices, ecology, infrastructure and climate conditions.

Warsaw: a dynamic metropolis

Warsaw ranks first among the top Polish cities thanks to its developed economy, large number of jobs and comfortable infrastructure. It is the financial and technological centre of the country, offering high salaries and fast career growth.

The average income in the capital is significantly higher than in other Polish cities. Specialists in IT, finance, marketing and construction can earn between 8,000 and 15,000 PLN per month. The city offers many vacancies for expats and professionals in international companies, making a move to Poland particularly favourable for skilled personnel.

Cost of property and standard of living in Warsaw

Housing in the capital is more expensive than in other regions, but still more affordable than in Western Europe. The average cost of a flat in the centre is 15000-18000 PLN per square metre, rent from 3000 PLN for a “one-bedroom”. Despite the high pace of life, Warsaw remains a comfortable city with developed infrastructure, good ecology and the best medical care in Poland.

Krakow: cultural centre

Krakow holds an honourable place in the ranking of Poland’s best cities to live in thanks to its original architecture, high level of education and strong tourist industry. In a metropolis with a rich history and a dynamic economy, it is easy to find work and enjoy a comfortable living.

Why does Krakow attract expats and students?

One of the best educational institutions in the country, the Jagiellonian University, is located here. International companies operate in the city, which creates employment opportunities in IT, finance and marketing. The average income of professionals in Krakow is 7000-12000 PLN per month.

lex_1140_362_en-4.webp

Housing prices

Krakow offers affordable property prices. A square metre in the centre costs 12000-15000 PLN, renting a flat from 2500 PLN per month. The city is suitable for students, young professionals and families who want to live in the cultural capital of Poland with a high level of comfort.

Gdansk: a corner by the sea

Gdansk occupies a special place among the best cities in Poland to live in, offering a comfortable atmosphere, economic stability and high quality infrastructure. It is the country’s key port hub, playing an important role in international trade, shipbuilding and logistics. In addition, Gdansk attracts tourists, IT professionals, entrepreneurs and family people, creating optimal conditions for moving to Poland for permanent residence.

Advantages of living in Gdańsk

Gdansk has a moderate climate, a large number of green areas and a convenient transport system. Families, pensioners and those who appreciate sea air and ecology can live here comfortably. The average salary in the city is 6000-11000 PLN per month, and the cost of housing is lower than in Warsaw and Krakow.

Jobs: prospects and salary levels

Gdansk remains one of Poland’s leading economic centres, offering a wide range of career opportunities in shipbuilding, logistics, IT, tourism and trade. It is home to major international companies, industrial parks and a growing start-up industry. The location is attractive for IT professionals and entrepreneurs.

Average salaries:

  1. IT specialists: 9000-15000 PLN per month.
  2. Logistics and transport: 6000-10000 PLN.
  3. Tourism and hospitality: 5000-8000 PLN.
  4. Shipbuilding and industry: 7000-12000 PLN.

Due to low competition among specialists in certain fields, moving to Gdansk can be a good solution for professional growth and stable employment.

Real estate: how much does housing cost?

Gdańsk offers affordable property prices compared to Warsaw and Krakow, making it a favourable city for long-term residence. For example:

raken__1140_362_en-4.webp
  1. Flats in the centre: 10000-14000 PLN per square metre.
  2. Housing in dormitory areas: 8000-10000 PLN.
  3. Renting a flat (1-bedroom): 2000-3000 PLN per month.
  4. Rent a flat (2-3 rooms): 3500-5000 PLN.

The cost of the property depends on the neighbourhood, proximity to the sea and the level of infrastructure. However, long-term rentals are more affordable than in other metropolitan areas of Poland.

Poznan: developed economy and convenient infrastructure

Poznan is one of the best cities in Poland to live in thanks to its developed industry, comfortable infrastructure and low housing costs. The country’s key business centre attracts programmers, engineers and entrepreneurs. Large industrial enterprises and IT companies are located here, which creates good conditions for career and business. The average salary in Poznan is 6500-11000 PLN per month, and the level of competition on the labour market is lower than in Warsaw or Krakow.

Cost of property in Poznan

Housing prices remain among the most affordable among major cities in Poland. The average cost of a square metre is 8500-11000 PLN, renting a flat from 1800 PLN per month. The location is suitable for technology professionals, engineers and those looking for a comfortable and inexpensive city to live in.

Conclusion

Choosing the best city in Poland to live in depends on your goals. Warsaw is suitable for career development and business, Krakow for those who value cultural environment and education. Gdansk attracts with its comfortable stay by the sea, while Poznan offers prospects in industry and the IT sector. For those looking for a peaceful atmosphere, affordable property and developed infrastructure, Bielsko-Biała, Bydgoszcz and Katowice are good choices.

Immigration to Poland in 2025 remains promising, offering stability, high quality of life and favourable conditions for work and investment.

There are more and more people wishing to settle in the Polish metropolis, so the demand for housing is constantly growing. Warsaw’s districts for buying property are diverse: from elite neighbourhoods in the centre to promising suburbs with affordable prices. Everyone will find a suitable option.

The growth in the cost per square metre has been observed over the last ten years. According to Polish analysts, the annual increase in property prices is 5-10%. In some districts of the capital the figures are even higher. This is influenced by the developed transport network, modern residential complexes and high standard of living. Where to buy a flat in Warsaw depends on your goals: living, renting or investing.

Warsaw neighbourhoods for buying property

Choosing where to live is a key factor when buying a home. Warsaw districts for buying property vary in terms of prestige, infrastructure, security and cost per square metre. In the centre there are expensive residential complexes and office buildings. Dormitory districts offer comfortable housing at a reasonable price.

monro_1140_362_en-4.webp

In recent years, interest in property in Warsaw has been growing. Flats are bought by locals and foreign investors. When choosing a district, people pay attention to the convenience and travel time to work, the quality of schools and the availability of shopping centres. Prices for housing in the neighbourhoods differ, but you can find an option for any budget.

en_1140x464-11.gif

Some districts of the capital are considered the best for life. They are characterised by convenient infrastructure, good houses and affordable prices. Others attract investors with prospects of price growth and active construction of new objects. The choice depends on the preferences and goals of the buyer: comfortable living, renting or long-term investment.

Warsaw city centre: prestige and high prices

The proximity to business districts and historical sights makes the central districts the most expensive. The average property price here exceeds 20,000 PLN per m². The main offers are concentrated in business class new buildings. The flats here are equipped with smart home systems, underground car parks and security.

Joliboge is an upmarket neighbourhood with history

A neighbourhood with a rich history and unique architecture. Low-rise residential complexes with closed territories prevail here. The cost of housing is 18,000-20,000 PLN per m². Żoliborz is ideal for those who appreciate silence, green areas and a high level of security.

Wola and Mokotów: balancing comfort and accessibility

The neighbourhoods are ideal for working professionals. Developed infrastructure, proximity to the metro and diversity of housing make them attractive for families and investors. Where to buy a flat in Warsaw to combine comfort and affordability? Wola and Mokotów offer flats starting from 12 500 PLN per m².

Prague-Pulnoc and Bemovo: promising areas for investment

These neighbourhoods are under active development. Prague-Pulnoc attracts property developers, while Bemovo remains one of the greenest and most environmentally friendly areas in the capital. The average price of housing here is 10,500-12,000 PLN per m².

Warsaw real estate: prices by neighbourhood

The cost of housing in Warsaw depends on the region, the age of the house and the type of development. In the centre, prices can reach 20,000 PLN per m², while in new complexes prices start from 15,000 PLN per m². On the outskirts you can find offers for 9,000 PLN per m².

Price table by area:

District New buildings (PLN/m²) Secondary (PLN/m²)
Centre 20 000+ 16 000+
Zolibozh 18 000+ 15 000+
Will 15 000+ 12 500+
Prague-Pulnotz 13 000+ 10 500+
Bemovo 12 000+ 9 000+

Property in Warsaw for foreigners: what you need to know

Foreign buyers can purchase flats in Warsaw without restrictions. The purchase of houses with land plots requires a special permit from the Polish Ministry of Interior. Owning a flat does not automatically entitle you to a residence permit or a permanent residence permit, but it significantly facilitates the process of obtaining them.

Legal aspects and authorisations

Polish law does not restrict foreigners from buying flats and flats. But buying a private house with a plot of land requires a special permit. The process takes several months and requires proof of connection with Poland. For example: having a business, job or family ties.

Basic requirements for the purchase of real estate by foreigners

In order to buy a flat in Warsaw, you need to fulfil a number of conditions and submit documents:

  • passport and identification number (PESEL). The identification number is required for tax operations and transaction registration;
  • an open bank account in a Polish bank. A prerequisite for transferring funds and paying for the purchase;
  • a notarised contract of sale. The conclusion of the transaction takes place only at a notary, who records the change of ownership in the state register;
  • payment of taxes and registration fees. The buyer must pay the civil transaction tax (2% of the property value) and pay the title registration fee.

Additional nuances for foreign buyers:

  1. Possibility to take out a mortgage: foreigners can obtain a mortgage loan from Polish banks. This requires a stable income and proof of financial solvency.
  2. Taxes and additional costs: in addition to the main tax, the buyer pays the services of a notary (0.5-1% of the value). Also the registration of the transaction and possible realtor fees.
  3. Property documents: before buying, it is important to check the history of the flat, absence of debts and arrests on the property.

Overall, property in Warsaw remains an open and promising market for foreigners. Here, buyers can purchase housing with minimal restrictions and favourable conditions.

Reviews about buying property in Warsaw

According to the feedback from owners, buying a home in Warsaw is a profitable investment. Especially in areas with developed infrastructure and the prospect of price growth. The main advantages are noted by investors buying flats for rent. Rental yields average 5-7% per annum.

Disadvantages include high prices in the centre and difficulties with parking. Residents of suburban areas point out the long journey to the centre during rush hours. They compensate for this by the comfort of living.

Which Warsaw neighbourhood should I choose for buying a property?

The choice of neighbourhood depends on your goals. For a comfortable life, Zolibozh and Mokotów are more suitable. For business and investment, the Centre and Volia are advantageous. If it is important to find affordable housing, you should pay attention to Prague-Pulnotz and Bemowo. Warsaw’s neighbourhoods for buying property are diverse. Everyone can find the best option, taking into account their budget and needs.